The May 2026 Federal Budget proposed scrapping the 50% CGT discount and quarantining negative gearing on established property. Run your numbers to get a rough sense of what it could look like for your next investment.
If this property were held in personal name, here's roughly how the existing rules compare to the proposed 2027 rules.
Each row shows the CGT outcome on this scenario only, ranked low to high. This is not a recommendation — the right ownership structure depends on a lot of things this tool can't see (existing entities, super balance, family circumstances, succession plans, asset protection, your accountant's view of the proposed rules). Always confirm with a registered tax agent before acting.
Book a free 15-min general info chat. I'll walk you through what's in the proposed rules, what your accountant will want to look at, and where Retain Property might be able to help on the buyers-agent side. No pitch, no advice — just a conversation.
About this tool. Built by Retain Property (Sunshine Coast buyers agency). The numbers above are illustrative estimates based on the inputs you provided and the rules proposed in the May 2026 Federal Budget. The proposed rules have not yet been passed into law and may change before they take effect on 1 July 2027.
This is not advice. Retain Property is a licensed buyers agency. We are not a licensed financial adviser (no AFSL), not a registered tax agent, not a credit adviser, not a lawyer and not an SMSF specialist. The structures, numbers and observations shown here are general educational information only — they are not a recommendation, opinion or advice that you should adopt any particular structure, take any particular action, or refrain from taking any action. Worked examples are illustrative — your individual outcome will differ. Before taking any action, you must obtain your own advice from a registered tax agent or qualified accountant (for tax matters), a licensed financial adviser (for super or financial product matters), a credit adviser or mortgage broker (for loan matters), and where appropriate a solicitor (for legal documentation). Past performance and worked examples are not indicators of future returns.
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